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Cradle Overseas Pensions Ltd

Testimonials from Cradle clients


I'm very happy with the support you've given me with my pension so far, including organising the transfer out of the UK smoothly and quickly, helping me mitigate some of the Brexit risk, recommending good investment managers and keeping me updated on performance and developments in legislation.

I often receive calls from the usual sleazy salesmen of financial services and this reminds me how grateful I am to be working with you!

I had a few bad experiences in the past too where I lost money. I can honestly say working with you guys is the first positive experience I've had with financial advisors!

Lisa Nichols: Unit Arab Emirates August 2017 August, 2017.


I utilized Cradle Overseas Pensions Ltd to administer the transfer of my UK pensions to a QROPS.

I found the service provided personal and professional. They took care to understand my individual circumstances and ensure the action was appropriate. The timescales were in line with those estimated.

I would recommend Cradle to anyone requiring a similar service.

John Smith - Montserrat West Indies. August, 2011.


Cradle Overseas Pensions Ltd have recently advised and assisted with the transfer of my U.K. pension funds to a QROPS Scheme. Joe and Matt were extremely helpful and approachable [at any time of the day], providing me with the highest level of service and prompt answers to all my queries.

Timescales discussed were actually improved upon & I would not hesitate to recommend Cradlle to any potential clients.

Jeff Somers - Queensland Australia. March, 2012.


‘I found the service provided smooth and efficient. I discussed my requirements and time frame, (which was in short to avoid the tax after 6 months), and was then walked through the process and the documents. I had direct contact from within Australia and UK where every step was explained.

I was also provided with a detailed report explaining the exact pros and cons and costs that I would face, there were no hidden fees.

Actually the transfer fund was increased by £1000 due to their diligence when checking the pot I was due from the UK pension fund. I strongly recommend for providing a simple, clear and efficient service.'

Simon Parsons, Harkaway, Victoria


"I began investigating the possibility of transferring my pension fund into a QROPS scheme three years ago and approached several providers and advisers, all found on the net. One, Keith Boniface of Brooklands International, introduced me to Cradle."

I contacted Matt shortly afterwards and it was the beginning of one of the most rewarding and satisfying business relationships I have ever experienced. Matt has been unfailingly courteous, professional, responsive and hardworking at every point over the last three years. Most importantly he has been straightforward, dealing openly and honestly with every query and concern I have had along the way. Although I have never met him, I like the man enormously and trust him totally. I am extremely satisfied with all the arrangements he has put in place for me. Because of my special requirements he had to work much harder, I think, than he normally would for a client but never tried to charge me anything for the extra work."

"My QROPS was set up a year after my initial contact with him. It took that long because Matt was determined not to go with any provider until he was absolutely satisfied that all the necessary structures were in place and that I would be fully protected. Since then he has remained supportive and responsive in every communication, although I have tried to keep these to an absolute minimum because he has done so much."

"I have absolutely no hesitation in recommending him..."

Geoffrey Smart, Malaysia


“I can state without a problem that Cradle were the most professional and straight company I came across and as you remember I tried several."

"I will never have a problem recommending you guys - you did a great job and offered the best advice” "

Peter Smith, Moraira, Spain


“You were the only people who came up with the solution I wanted. I appreciate the time it took and persistence taken to overcome the obstacles put in front of you by the various organisations which had a vested interest not to release my money."

"I shall be very happy to recommend you to any prospective clients who may wish to know how much work you put in for a very reasonable fee. At the last count the forms totalled over 200 pages------thanks for helping fill them in with me.”

Anthony Davies, Bahia, Brazil


"Thank you so much for your help, you certainly earned your money and your service was second to none.

Again, thank you very much for your assistance. I would not hesitate to recommend your services."

Lynn Attard, Queensland, April 2014


“I have to say what a pleasure it was dealing with Matthew Nash at Cradle Ltd.

They were referred to me by a friend, as I have lived overseas (Italy) for about 5 years.

All the paper work was very straight forward and Matthew was always on hand to assist in any matters.

A lot of us don't realise that our private pensions can be accessed if we live abroad and because of the unprofessional adverts we see or receive, we tend to think its a scam.

This certainly isn't a scam.

It is controlled by the FSA and is completely legit.

I won’t disclose my own circumstances, but there is a product there to suit everyone.

I would advise anyone living overseas, with a British private pension to look into this with Cradle, as it is a great way of reaping the rewards of all your years at work.

Try them, they won’t let you down.”

Oswald Huggins, Tuscany

For more information on QROPS please contact Cradle using the form below.

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2015 Fund Awards -
“QROPS Advisor of the Year - UK”

Cradle Overseas Pensions Ltd is authorised and regulated by the Financial Conduct Authority. FCA number 626364. Registered office: 2 Petty Lane, Derry Hill, Calne, Wiltshire, SN11 9QY. Registered in England and Wales, Company number: 7273148.

The guidance provided within this website is subject to the UK regulatory regime.


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