About CRADLE overseas pensions
PENSION TRANSFER SPECIALISTS WITH OVER THIRTY YEARS EXPERIENCE.
The demand for professional, regulated transfer advice has grown exponentially over the last decade and as such, so has Cradle
With offices located in Bristol and Wiltshire (plus adviser partners in Australia and New Zealand), the firm’s common purpose is to provide exemplary pension transfer advice.
Our story…
Cradle’s founders Matthew (Matt) Nash and Joe Foley met through work in 2000 and soon became firm friends (so much so that Joe was asked to be Matt’s best man in 2007). Through this friendship, a common purpose was realised and Cradle was founded.
When it came to finding the perfect name, the two agreed that to be meaningful it must reflect both their professional and personal endeavours.
In itself, the word cradle brings to mind the notion of protection, safety and nurture. All themes are found at the core of Cradle’s approach and methodology. What’s more, each letter represents the first names of Matt and Joe’s families (wives and children)… Carol, Rhian, Amelie, Daniel, Liam and Erin. Thus Cradle Overseas Pension Ltd was born. Matt and Rhian however subsequently had another child, William, so we would welcome any suggestions to get a W into the name!
FCA REGULATED SINCE 2010
Our Services
Australian Transfers
Our core business, Australian Pension Transfers are very much our main area of specialism. This is enhanced by working with like-minded and carefully selected partners in Australia to provide a comprehensive end-to-end solution.
New Zealand Transfers
For the right individual under the right circumstances, the New Zealand Pension Transfers could be beneficial. Transfers to Australia and New Zealand are our core business and very much our main area of specialism. This is enhanced by working with like-minded and carefully selected partners in both countries to provide a comprehensive end-to-end solution.
Shell Pensions
Many of our clients have been very high profile at Shell, and almost all want the same level of detailed and transparent advice. Most clients are UK nationals who are now living overseas, and some plan to return to the UK.
UK Resident Services
At Cradle Overseas Pensions, we are committed to providing a comprehensive range of services tailored specifically for UK residents. Our expertise extends to a variety of financial planning areas, ensuring that your financial needs are met with the utmost professionalism and care.
QROPS Pension Reviews
If you have previously transferred from a UK Pension to a Qualifying Recognised Pension Scheme (QROPS), we offer a review service to ascertain if the current QROPS is working for you or whether there may be better alternatives. Alternatives could include a full pension transfer or simply changing the structure of costs and investments within an existing plan.
Self Invested Personal Pensions (SIPPs)
SIPPs, or Self Invested Personal Pensions, offer a flexible way for individuals to manage their retirement savings, providing greater control over investment choices. These pensions are an ideal solution for those who seek to actively engage with and tailor their retirement investments to better align with their long-term financial goals.
Meet The Team
Your pension speciaists
MATTHEW NASH - BA (Hons)
Technical & Marketing Director
Matt has been involved with the UK Financial Services market since 1994, shortly after graduating with a BA (Hons) degree in Economics.
Matt’s first 10 years in the industry were spent at Sun Life (latterly AXA) and Clerical Medical, working with Independent Financial Advisers (IFA’s) and their professional introducers. Matt developed an expertise in UK pensions, as well as trust and estate planning.
Latterly Matt has worked as an International Sales Manager with Scottish Provident International, and was a founding partner of The QROPS Bureau. At Scottish Provident Matt was involved in trust and estate planning, as well as being involved with QROPS from the very beginning. At the QROPS Bureau Matt worked alongside professional introducers and IFA’s, to assist their clients in selecting an appropriate and robust QROPS solution.
JOE FOLEY - BSc (Hons), MBA, Dip PFS
Director & IFA
Joe has worked in the financial services industry since joining Prudential’s Private High Net Worth client division in 1997. He had previously achieved a BSc (Hons) degree before spending 7 years in retail management. In 1993 Joe left the world of retail and went back to university to complete an MBA at Durham University.
Joe has achieved a high level of exams and has achieved Dip PFS in the financial services industry. In 2003 he set up his own financial services limited company, Portfolio Financial Services Limited before founding Cradle in 2010.
Why Cradle?
With offices based in Bristol and Wiltshire we are fully regulated across the UK and work with regulated advisers in both Australia and New Zealand, which means we are able to support our clients throughout their journey between the two countries.
Advice Process
The Cradle Overseas Pensions Ltd role in the UK pension advice process in its most simple form is to make our clients fully informed of all the options that exist for them & work to find the most appropriate solution for their circumstances.